Promotions
Get a $100 gasoline gift card with your next vehicle loan
Earn 7.71% APY On Savings & Checking
Win $250 in our 'Valued Member Since...' drawings
Your E-MAIL ADDRESS could be WORTH $200
We've slashed rates on auto and home-equity loans!
Now, for a limited time, you can save some serious green on our two most popular loans. Use them to revisit new-car or home-improvement plans that you may have put on hold.
Not only will you save green but, if you choose to, you can use your loan to go green with a host of green-themed rebates currently available on everything from energy-saving appliances to major home improvements.
Don't miss this outstanding opportunity to make your money work harder! These low rates and budget-friendly five-year terms give you buying power not seen in decades.
Lock in these rates:
Auto loans: 2.99% - 8.74% APR.* Choose a new or used car (or refinance a loan from another lender) and take up to five years to repay. Current School Employees Credit Union auto loans are not eligible for refinancing at these rates.
Home equity loans: 4.75% APR.* Borrow up to 85% of your home's value (less any current mortgage or liens) and take up to five years to repay. The offer's good for new loans, loans refinanced from another lender, and current School Employees Credit Union home equity loans, provided you borrow an additional $5,000. There's never been a better time to replace those drafty windows, install an energy-efficient furnace, or simply consolidate your debts into a tax-advantaged home-equity loan.
Don't delay! These reduced rates are timed to take advantage of current rebate opportunities, including Washington's Cash for Appliances (for refrigerators and washing machines). Local utilities also offer a host of rebates on everything from tankless water heaters to solar panels. Click here to find rebates in your area.
Learn how much green you can save! Check out our handy loan calculator or call us at 1-888-628-4010.
*APR = Annual Percentage Rate: Rates shown assume 60-month loan terms and reflect repayment by direct deposit or payroll deduction and include a .50% discount. Auto loans for qualifying hybrids receive an additional .50% discount, for a rate range of 2.49% - 8.24% APR. Current credit union loans are not eligible for refinancing at these rates. Additional rates and terms are available, including auto loans up to 84 months at 3.74% - 9.49% APR and home equity loans up to 180 months at 5.99% APR (up to 85% of your primary residence's value). Your personal credit history will determine the rate for which you may qualify. Examples: Auto loan - If you borrow $20,000 at 2.99% APR for 60 months, your monthly payment would be $359.28. Home equity loan - If you borrow $50,000 at 4.75% APR for 60 months, your monthly payment would be $937.84. GREEN-Saver rates are good for the life of your loan and are available on new loans or qualifying refinances.
Congratulations to our 2010 Winners
- March, Steve M. of Republic and the Curlew School District
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April, Kevin O. of Bothell and Roberf Frost Elementary
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May, Kristen O. of Seattle and Washington State University
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June, Jeremy C. of Shoreline and Wedgwood Elementary
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July, Lois H. of Seattle and Olympic Hills Elementary
How many reasons do you need to try Online Bill Payer?
We can give you 500 - starting with a chance to win $250 for yourself plus $250 for your school every time you pay a bill with Online Bill Payer. The more bills you pay, the more chances you have to win!
Here's how it works: Simply use both e-Statements and Online Bill Payer. Each time you pay a bill to a vendor using the online system, you automatically get one entry in our 500 Reasons Why* monthly drawing. If your name is picked, you'll win $250 for yourself and $250 for a qualifying Washington school of your choice. (See contest rules for details.)
Our state-of-the-art, secure Online Bill Payer system is FREE to all members, and it's a great way to streamline your checking account.
Online Bill Payer allows you to pay virtually all of your bills online. No more writing checks, stamping envelopes, and last-minute trips to the post office. You can set up many bills for automated payment (provided you keep adequate funds in your checking account). And, for bills that change from month to month, it takes just seconds to specify the amount of your payment. To learn more or sign up, login to Online Banking and select "Money Manager" and "Bill Payer."
If you're still receiving paper statements, now's the time to switch to free e-Statements. e-Statements replace your paper statements with an online version that you can view anytime using our secure website. They're free, and security experts recommend electronic statements as a smart way to trim your paper trail and reduce your risk of identity theft. They also save storage space, since we'll build a 14-month online e-Statement archive for you. Click here for details.
Please see Official Contest Rules. Winners' names will be randomly chosen on (or around) the 10th each month, and entries will be based on the previous month's Bill Payer activity.
*"500 Reasons Why" is a promotional contest of chance.
Earn 7.71% APY* on any amount up to $750 in your savings and checking accounts!
All members who make recurring automated electronic deposits (direct or payroll deduction, or bank-to-bank transfers initiated by our credit union) to their savings account or checking account and receive e-Statements for those accounts will earn 7.71% APY on any amount up to $750 in their savings account and checking account**. For amounts over that, they'll continue to earn the credit union's regular competitive rates.
If you haven't yet signed up to receive e-Statements or set up your automated deposit, act now! To receive your free e-Statements, click here for more information. To set up Direct Deposit of your entire paycheck, please contact your payroll office. To have a portion of your paycheck automatically deposited via Payroll Deduction, click here for instructions.
Interested in switching your checking account to School Employees Credit Union of Washington and earning 7.71% APY on any amount up to $750? Our Account Switch Kit will help you get the ball rolling!
* APY = Annual Percentage Yield
** All members who make recurring monthly direct or payroll deduction deposits to their savings account or checking account and receive e-Statements for those accounts will earn 7.71% APY on any amount up to $750 in their savings account and 7.71% APY on any amount up to $750 in their checking account. For amounts over that, they'll continue to earn the credit union's regular competitive rates. The benefit will be limited to one savings and one checking account receiving e-Statements and direct deposit/payroll deduction per primary account holder. For members with multiple savings and checking accounts, the rate will be applied to the accounts that have been open the longest. Youth accounts (M3 Money Club, Elements of Money, and e-Visions) qualify without automated deposits. Specialty accounts like IRAs and UTTMA trusts are ineligible. Terms and conditions of this program are subject to change without notice. Please contact us during regular business hours for details.
Win $250 in our 'Valued Member Since…' drawings
Congratulations to our 2010 Winners
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1st Quarter Winner, Peggy W. of Spanaway, valued member since 1993!
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2nd Quarter Winner, Jeanne C. of Kirkland, valued member since 1975!
Congratulations to our 2009 Winners
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1st Quarter Winner, Laurie S. of Olympia, valued member since 2004!
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2nd Quarter Winner, Laurence W. of Port Angeles, valued member since 1976!
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3rd Quarter Winner, Veronica G. of Lacey, valued member since 1990!
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4th Quarter Winner, Amy T. of Shoreline, valued member since 2006!
Congratulations to our 2008 Winners
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1st Quarter Winner, Leah H. of Seattle, valued member since 1988!
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2nd Quarter Winner, Dolores V. of Kenmore, valued member since 1983!
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3rd Quarter Winner, Charles L. of Wenatchee, valued member since 1972!
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4th Quarter Winner, Emeteria Q. of Benton City, valued member since 2006!
To honor and thank our loyal and growing membership, we'll randomly draw one name each quarter to win $250, which we'll deposit to his or her credit union savings account.*
There's no sign-up needed, no product to try. All members - regardless of age - are eligible to win. Every member gets at least one entry per quarter, and you'll get an additional entry automatically for every consecutive year you've been a member of School Employees Credit Union. If you've been a member for 20 years, you'll get 20 entries per quarter; 30 years, 30 entries; and so on.
Good luck!
* This is a promotional contest of chance with no purchase necessary. Credit union employees and their family members, volunteers, and directors are not eligible. All federal, state, and local rules apply. Non-members age 18 and older who live in Washington may enter and will be awarded a $250 Visa Gift Card if their names are drawn. Click here for "Valued Member Since…" Official Contest Rules.
Your E-MAIL ADDRESS could be WORTH $200!
E-mail is the fastest, most environmentally friendly way we can reach out to our members. What's more, the money we save on paper, printing, and postage costs is passed along to you through lower loan rates, higher dividends, and more free services.
To ensure we have your current e-mail address, please log in to Online Banking and click "Forms" and "Update Account Information." There, you can verify all the contact information we have for you (including your phone number and mailing address) and, if needed, update it in seconds.
Not only will you ensure that we can contact you with important information about your account, you'll get a chance to WIN $200 in our monthly prize drawings! Please click here for complete contest rules.
We adhere to a strict privacy policy protecting the confidentiality of current and former members' personal information. We value the trust you place in us. As part of our security commitment to you, we never send sensitive financial information via e-mail.
*This is a promotional contest of chance, which ends Dec. 31, 2010. No purchase necessary.
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