Additional Loans

Our loans have NO set-up fees or early payoff penalties. Some qualify for a .50% discount when you repay via direct deposit or payroll deduction. And, as with all our products, you can manage your loan account 24 hours a day via Internet, phone, and mail.

Once you've found the loan you want, check today's loan rates and terms, then use our loan calculator to estimate your payments.

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If you're trying to move your checking account to ensure you DON’T get caught in a cash crunch as checks continue to clear through your old account, opt for our WORRY-FREE loan. For as little as 2.99% APR*, you can borrow up to $5,000 for up to 12 months. Split the funds between your old account and your new one. That gives you a comfortable cash cushion needed for checks to clear the old account and automated deposits and payments to fully transition to your new account.

Savings-secured loan*

Use your savings account to secure a low-interest loan with up to 60 months to repay. It's a smart way to meet an unexpected expense without touching a penny of your savings or to begin building a positive credit history. Plus, your savings continue to earn interest, reducing the actual cost of your loan.

Check today's loan rates and terms, then use our loan calculator to estimate your payments.

* Eligibility for products is subject to credit approval.

Professional Certification or Advanced Education Degree loan*

School employees who are pursuing an advanced degree in education may borrow up to $15,000. You can use the loan to cover tuition and other costs and take up to 60 months to repay. Additional loan advances are available after 12 months.

Check today's loan rates and terms, then use our loan calculator  to estimate your payments.

* Eligibility for products is subject to credit approval.

Collegian loan*

Students may borrow up to $2,500 to help with their expenses. An eligible credit union member may co-sign this loan, repayable over 36 months.

Check today's loan rates and terms, then use our loan calculator to estimate your payments.

* Eligibility for products is subject to credit approval.

Member First loan*

With just your signature (no collateral needed) and approval of credit, you can borrow up to $10,000 as an individual or marital community and take up to 60 months to repay.

Our members' exceptional history of paying back loans on time and managing their accounts responsibly make this loan possible. Check today's loan rates and terms, then use our loan calculator to estimate your payments.

* Eligibility for products is subject to credit approval.

Elements loan for teens*

Loans of $200 to $1,000 are available for any good reason (like buying a musical instrument or funding a school trip) provided the young member has a source of income and has been a Elements account holder in good standing for 90 days. Loans are repayable over 12 to 15 months and must be co-signed by a parent or guardian.

Check today's loan rates and terms, then use our loan calculator to estimate your payments.

* Eligibility for products is subject to credit approval.