Fees :: Accounts and Services :: School Employees Credit Union of Washington

Fees

School Employees Credit Union strives to keep fees at a minimum, eliminating them altogether whenever possible.

Fees

Membership	none
Savings Account
Monthly service fee	none
Minimum balance	$5.00
Transfers/withdrawals that exceed the six-per-month limit per Regulation D	$2.00
Inactive account (No activity in 24+ months) (Kids and Teens accounts, no fee)	$2.50
Individual Retirement Account
Annual fee	none
Opening or closing fee	none
Checking Account
ADDvantage, monthly fee	none
e-Visions, monthly fee	none
Elements, monthly fee	none
Emeritus, monthly fee	none
Regular, monthly fee	none
Inactive account (Teens accounts, none)	$2.50
Transfers from savings to cover overdrafts	none
Stop-payment request, each	$7.00
Check copies, first 5 copies	none
Each additional copy	$1.00
Via Online Banking, unlimited	none
Rush copies, each	$1.00
Overdraft Protection
Fee for loan advances to clear nonsufficient funds checks and overdrafts (per transfer)	$2.50
Check Printing Fee
ADDvantage	none
e-Visions	none
Elements checking**	varies
Emeritus	none
Regular checking	varies
**One free order of 150 Image-style checks. Additional checks are available at our low standard price.

Telephone Banking
Account inquiries	none
Withdrawals	none
Transfers	none
Online Banking
Account inquiries	none
Withdrawals	none
Transfers	none
e-Statements	none
Bill Payer	none
Visa® Debit or ATM card
Annual fee	none
Visa cash advance	none
ATM transaction fee*	none
Lost card replacement	$5.00
Currency conversion fee	1% of transaction amount
*If you use an ATM that is not operated by us, you may be surcharged by the ATM operator or network. The ATM surcharge will be debited from your account if you elect to complete the transaction.
Visa® Credit card
Annual fee	none
Visa cash advance	none
Late fee	$15.00
Retured Payment fee	$15.00
Lost card replacement	$5.00
Currency conversion fee	1% of transaction amount

Miscellaneous
NSF deposit, each	$20.00
NSF withdrawals, each	$20.00
Notary service	none
Signature guarantee	none
Cashiers' and corporate checks, first two per day	none
Each additional check	$2.00
Travelers' checks
Regular checks	none
Two-signature checks, per $100 of face amount	$.50
Foreign draft processing (cash letters) and items sent for collection	varies
Wire transfers
Incoming	none
Outgoing domestic	$10.00
Outgoing international, U.S. funds only	$35.00
Garnishment	$10.00
Empty envelope deposit	$50.00
Replacement statement (other than last printed)	$2.00
Research into member records at the member's request (per hour, one-hour minimum)	$25.00
Immigration letter	$10.00
Retrieval/Copying of transaction documents, each	$3.00
Bank by mail	none
Talking to a representative	none
Subordination	$30.00
Late loan payment	$20.00
Skip-a-Payment	$20.00

All fees and account requirements are subject to change
per School Employees Credit Union of Washington bylaws.