| Membership |
none |
| Savings Account |
|
| Monthly service fee |
none |
| Minimum balance |
$5.00 |
Transfers/withdrawals that exceed the
six-per-month limit per Regulation D |
$2.00 |
Inactive account (No activity in 24+ months)
(Savvy Savers and Choices, no fee) |
$2.50 |
| Individual Retirement Account |
|
| Annual fee |
none |
| Opening or closing fee |
none |
| Checking Account |
|
| ADDvantage, monthly fee |
none |
| e-Visions, monthly fee |
none |
| Choices, monthly fee |
none |
| Emeritus, monthly fee |
none |
| Regular, monthly fee |
none |
Inactive account
(Savvy Savers and Choices, none) |
$2.50 |
| Nonsufficient funds check, each |
$20.00 |
| Transfers from savings to cover overdrafts |
none |
| Stop-payment request, each |
$7.00 |
| Check copies, first 5 copies |
none |
| Each additional copy |
$1.00 |
| Via Online Banking, unlimited |
none |
| Rush copies, each |
$1.00 |
| Overdraft Protection |
|
Fee for loan advances to clear nonsufficient
funds checks and overdrafts (per transfer) |
$2.50 |
| Check Printing Fee |
|
| ADDvantage |
none |
| e-Visions |
none |
| Choices checking** |
varies |
| Emeritus |
none |
| Regular checking |
varies |
| **One free order of 150 Image-style checks. Additional checks are available at our low standard price. |
| Telephone Banking |
|
| Account inquiries |
none |
| Withdrawals |
none |
| Transfers |
none |
| Online Banking |
|
| Account inquiries |
none |
| Withdrawals |
none |
| Transfers |
none |
| e-Statements |
none |
| Bill Payer |
none |
| Visa® Debit or ATM card |
|
| Annual fee |
none |
| Visa cash advance |
none |
| ATM transaction fee* |
none |
| Lost card replacement |
$5.00 |
| Currency conversion fee |
1% of transaction amount |
| *If you use an ATM that is not operated by us, you may be surcharged by the ATM operator or network. The ATM surcharge will be debited from your account if you elect to complete the transaction. |
| Miscellaneous |
|
| NSF deposit, each |
$20.00 |
| NSF electronic withdrawals |
|
| (ATM, ACH, Visa debit) |
$20.00 |
| Notary service |
none |
| Signature guarantee |
none |
| Cashiers' and corporate checks, first two per day |
none |
| Each additional check |
$2.00 |
| Travelers' checks |
|
| Regular checks |
none |
| Two-signature checks, per $100 of face amount |
$.50 |
Foreign draft processing (cash letters)
and items sent for collection |
varies |
| Wire transfers |
|
| Incoming |
none |
| Outgoing domestic |
$10.00 |
| Outgoing international, U.S. funds only |
$35.00 |
| Garnishment |
$10.00 |
| Empty envelope deposit |
$50.00 |
| Replacement statement (other than last printed) |
$2.00 |
Research into member records at the member's
request (per hour, one-hour minimum) |
$25.00 |
| Immigration letter |
$10.00 |
| Retrieval/Copying of transaction documents, each |
$3.00 |
| Bank by mail |
none |
| Talking to a representative |
none |
| Subordination |
$30.00 |
| Late loan payment |
$20.00 |
| Skip-a-Payment |
$20.00 |
Copyright © 2007 School Employees Credit Union of Washington. All rights reserved. 1-888-628-4010 Contact Us
